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INHERITANCE LAW IN TURKEY

Bank Accounts of a Deceased Person in Turkey

A deceased person’s bank funds form part of an estate subject to heirship, access, authority and the bank’s legal requirements.

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THE SHORT ANSWER

A deceased person’s bank funds form part of an estate subject to heirship, access, authority and the bank’s legal requirements. Knowing an account number is not permission to withdraw money.

01

Ask what must be established before release

The bank may need proof of death, heirship, identity, tax-related documents and authority for the transaction. The legal nature of the account and any joint-holder arrangement should be reviewed. A bank statement from years earlier does not show the current estate balance. Do not use the deceased’s passwords or card to access funds, even if you believe you are the only heir.

02

Separate discovery, collection and distribution

An enquiry about whether an account exists is different from authority to collect the balance or distribute it among heirs. Foreign remittance may involve additional compliance and currency questions. Record funeral or estate expenses rather than making informal deductions from funds without advice. If the estate may be insolvent, discuss the consequences of withdrawals or dealing with assets before taking action.

03

Different assets can raise different legal questions

Article 20 of Law No. 5718 generally links succession to the deceased’s national law, while Turkish law applies to immovable property in Turkey. Other issues, including opening, acquisition and partition of the estate, have their own connecting rules. A foreign probate appointment or European document therefore should not be treated as automatic authority over Turkish property. Eligibility to hold land and registry restrictions must also be checked for a foreign heir.

04

From heirship to usable ownership

The practical sequence may include recording the death, proving family links, obtaining an inheritance certificate, investigating assets and debts, addressing tax formalities, registering property and arranging distribution. A dispute about heirship, a will, lifetime gifts or possession may require a separate claim. Co-heirs should not assume that one heir can sell the whole property. Agree representation and authority in writing, and distinguish a lawyer’s mandate from authority granted by other heirs.

PREPARE FOR A USEFUL FIRST REVIEW

What documents do I need?

Use this list to prepare. Keep sensitive originals for the agreed document channel.

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Can this process be handled while you live abroad?

Many certificate applications, authorised enquiries and registry steps can be managed by a lawyer under an appropriate power of attorney. Court requirements, disputes and the formalities of a proposed sale may create additional steps.

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FREQUENTLY ASKED QUESTIONS

Your questions, answered.

Can a child of the deceased use the online banking password?+

Do not use another person’s credentials. Request information and release through the bank’s lawful estate process.

Can a foreigner inherit property in Turkey?+

Foreign nationality does not by itself exclude inheritance. Applicable succession law, proof of heirship and restrictions affecting the acquisition or retention of land need separate review.

Does a foreign probate document transfer Turkish property?+

Do not assume so. The document’s legal character and the Turkish procedure must be assessed; further evidence, recognition or a Turkish inheritance certificate may be needed.

How long does an inheritance case take in Turkey?+

An uncontested document application differs substantially from a dispute involving missing heirs, foreign law, assets or a contested will. The file must be reviewed before giving a realistic estimate.

Sources & scope

Read the relevant current rules and institutional requirements. General guidance may not resolve a specific case; official Turkish texts govern where a translated explanation differs.

Turkish Civil Code — Law No. 4721Family, property and succession rules; see the provisions identified in this guide.Private International Law — Law No. 5718Applicable law, international jurisdiction, recognition and enforcement.Invest in Türkiye — Acquiring propertyOfficial practical guidance on foreign acquisition and property powers of attorney.HCCH — Apostille Convention, full textAuthentication of covered foreign public documents, not validation of their substantive content.

This guide does not constitute a case-specific opinion, a result guarantee or an agreement to represent you. An enquiry does not suspend a deadline. The scope and fee of any legal work must be agreed with the lawyer.

YOUR NEXT STEP

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